HB19

Olivia Calder: Maine, Republican

 * Topic:** Health Insurance


 * Title:** Required Insurance Act


 * Purpose:** The purpose of the bill is for everyone to have health insurance. We are planning on doing this by taxing citizens a little more, instead of them having to pay more for others that need it. Our bill will apply to many people all over the United States without health insurance and it would also apply to people who pay taxes. If people have health insurance there are many positive things that can happen. When people are sick in the hospital having health insurance can help them a lot. There are many reasons why people should vote for our bill. One reason would be that if people get health insurance they can have a much better life and it would be easier for people if they have had health problems before. These are some of the reasons as to why our bill is important and as to why you should vote for it.

1. Each person that is employed will get taxed depending on their income. This tax will got toward the Health Insurance Fund (HIF).
====2. People that make more money will pay a larger percentage towards the fund and lower income citzens will pay less towards the fund. There will be several levels of taxes based on income levels. This strategy is fair for everyone. Example: income level over $500,000- 10% tax, income levels of $500,000 - $250,000 - 8% tax,====

$250,000 - $100,000 - 6%, and so on.
====3. This money in the fund will then be used to cover the insurance for all United States of America citzens. Everyone get an insurance card, be able to pick any doctor they to go see, and the government will handle all medical bills at regulated costs.====

4. This may seem expensive, but under the current plan, individuals pay monthly insurance costs as well as, other out of pocket costs, which in a lot of cases is more expensive than this tax.
====5. The cost of insurance continues to rise each year and many Americans do not have health insurance because they cannot afford it or are unemployed. This is a solution that will benefit everyone so all Americans can get the health care they deserve.====

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 * Fiscal Impact:**
 * Total Equipment Cost** - $,2075
 * Marketing** - $1,100,000
 * Labor** - $652,830
 * Energy** - $100 per month
 * Transportation** - $1,000,960
 * Education** - Free
 * Grand Total:** $2,755,965